Research on interaction of innovation spillovers in the AI, Fin-Tech, and IoT industries: considering structural changes accelerated by COVID-19article Published on 2023-01-052024-09-05 Journal: Financial Innovation [Category] update2024, [키워드] AI COVID-19 Fin-Tech G12 Innovation spillover IoT O14 O23 O33 [DOI] 10.1186/s40854-022-00403-z PMC 바로가기 [Article Type] article